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	<title>Mortgage Loans</title>
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		<title>What to Expect in the Mortgage Loan Process</title>
		<link>http://www.mortgageloans.org/2010/expect-mortgage-loan-process/</link>
		<comments>http://www.mortgageloans.org/2010/expect-mortgage-loan-process/#comments</comments>
		<pubDate>Tue, 09 Nov 2010 13:46:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=184</guid>
		<description><![CDATA[The mortgage loan process can be very overwhelming if you don’t know what to expect. It’s an intense process that takes a very close look into your finances. Fortunately, the process isn’t a secret. If you know what’s going to happen ahead of time, you can be prepared with all the necessary documents and information. [...]]]></description>
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		<title>How Mortgage Loan Modification Works</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-modification-works/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-modification-works/#comments</comments>
		<pubDate>Sun, 07 Nov 2010 13:44:27 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=182</guid>
		<description><![CDATA[One of the ways lenders are helping homeowners keep their homes is through loan modification. This is a process in which the terms of your mortgage loan are modified to make your payments easier. It’s not refinancing because you don’t get a new loan, but the goal is to reduce your payments so you can [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Job Change Bad Business for Mortgage Loan Applications</title>
		<link>http://www.mortgageloans.org/2010/job-change-bad-business-mortgage-loan-applications/</link>
		<comments>http://www.mortgageloans.org/2010/job-change-bad-business-mortgage-loan-applications/#comments</comments>
		<pubDate>Fri, 05 Nov 2010 13:08:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=178</guid>
		<description><![CDATA[When you apply for a mortgage loan, a large factor up for lender consideration is the applicant’s income and job stability. You may think it is a wise choice to take that higher income-earning job before you buy a new home but you’d be wrong. Switching employers or becoming an entrepreneur before or during your [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/job-change-bad-business-mortgage-loan-applications/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wise or Foolish: Carrying a Mortgage Into Retirement</title>
		<link>http://www.mortgageloans.org/2010/wise-foolish-carrying-mortgage-retirement/</link>
		<comments>http://www.mortgageloans.org/2010/wise-foolish-carrying-mortgage-retirement/#comments</comments>
		<pubDate>Wed, 03 Nov 2010 13:57:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=171</guid>
		<description><![CDATA[Ahh…retirement. It’s a time most working people look forward to, especially toward the end of their careers. A comfortable retirement requires you to take care of your finances ahead of time. That may mean paying off your mortgage loan before you go into retirement. Advantages of Paying Your Mortgage Pre-Retirement You can never know how [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/wise-foolish-carrying-mortgage-retirement/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Reverse Mortgage Basics</title>
		<link>http://www.mortgageloans.org/2010/reverse-mortgage-basics/</link>
		<comments>http://www.mortgageloans.org/2010/reverse-mortgage-basics/#comments</comments>
		<pubDate>Mon, 01 Nov 2010 13:55:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=169</guid>
		<description><![CDATA[A reverse mortgage can be used as a source of income during retirement. It’s like a home equity loan, only the money doesn’t have to be repaid except in certain circumstances. You remain the owner of your home and the reverse mortgage lender sends you money. How to Qualify To qualify for a reverse mortgage, [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>4 Reasons a Refinance Might Make Sense For You</title>
		<link>http://www.mortgageloans.org/2010/4-reasons-refinance-sense/</link>
		<comments>http://www.mortgageloans.org/2010/4-reasons-refinance-sense/#comments</comments>
		<pubDate>Sat, 30 Oct 2010 13:32:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=163</guid>
		<description><![CDATA[When homeowners consider a refinance, they usually do it for one main reason – to lower a mortgage payment. A mortgage refinance is the act of securing a new loan on your existing mortgage balance, often at a lower rate and different terms. A refinance makes the most sense if you are in a good [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/4-reasons-refinance-sense/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Understanding Escrow and Your Mortgage</title>
		<link>http://www.mortgageloans.org/2010/understanding-escrow-mortgage/</link>
		<comments>http://www.mortgageloans.org/2010/understanding-escrow-mortgage/#comments</comments>
		<pubDate>Fri, 29 Oct 2010 13:05:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=176</guid>
		<description><![CDATA[When you get a mortgage loan, your arrangement may involve an escrow account. If you are unfamiliar with the term, it is important that as a homeowners you understand how an escrow actually works. What Is an Escrow? An escrow account is opened on behalf of the homeowner. When money is deposited into an escrow [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/understanding-escrow-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Wanna Screw Up Your Loan Closing? Take This Advice</title>
		<link>http://www.mortgageloans.org/2010/wanna-screw-loan-closing-advice/</link>
		<comments>http://www.mortgageloans.org/2010/wanna-screw-loan-closing-advice/#comments</comments>
		<pubDate>Thu, 28 Oct 2010 13:29:37 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=161</guid>
		<description><![CDATA[The closing of your mortgage loan is a big day to look forward to because when it is successfully complete, you will officially be a homeowner. Getting to closing can be a rough process because of all the inspections, paperwork, documentation, insurance searches, and so on. Purchasing a home can be an exhausting but rewarding [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/wanna-screw-loan-closing-advice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pros and Cons of Adjustable Rate Mortgages</title>
		<link>http://www.mortgageloans.org/2010/pros-cons-adjustable-rate-mortgages/</link>
		<comments>http://www.mortgageloans.org/2010/pros-cons-adjustable-rate-mortgages/#comments</comments>
		<pubDate>Tue, 26 Oct 2010 13:51:00 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=159</guid>
		<description><![CDATA[Adjustable rate mortgages (ARMs) have gotten a bad rep since the mortgage meltdown. ARMs aren’t bad though, which is why so many homeowners signed up for them during the housing bubble. There are good points and bad points to an adjustable rate mortgage loan. Con: Unpredictable Payments An ARM is a mortgage loan that has [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/pros-cons-adjustable-rate-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Loan Lock-Ins</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-lockins/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-lockins/#comments</comments>
		<pubDate>Sun, 24 Oct 2010 13:49:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=156</guid>
		<description><![CDATA[One of the first rules of getting a mortgage loan is shopping around and negotiating the best deal. You should do this before you start shopping for the house because the size of your mortgage dictates the house you buy. When you’ve done all that shopping and negotiating, you want to make sure the deal [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-lockins/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Scams: How to Protect Your Best Interests</title>
		<link>http://www.mortgageloans.org/2010/mortgage-scams-protect-interests/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-scams-protect-interests/#comments</comments>
		<pubDate>Fri, 22 Oct 2010 13:19:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=152</guid>
		<description><![CDATA[There are predators of nearly every industry but when it comes to the mortgage industry, a potential homeowner can lose big time financially if taken for a ride by a professional scam artist. Due to the recession and the tanking of the mortgage and housing industries, many current homeowners may also find themselves in a [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-scams-protect-interests/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Outsmart a Mortgage Con Artist</title>
		<link>http://www.mortgageloans.org/2010/outsmart-mortgage-con-artist/</link>
		<comments>http://www.mortgageloans.org/2010/outsmart-mortgage-con-artist/#comments</comments>
		<pubDate>Wed, 20 Oct 2010 13:55:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=150</guid>
		<description><![CDATA[Mortgage scams are being invented and upgrading every day with the intent of the con artists gaining access to the equity in your home or even to the home itself. Avoiding these kinds of mortgage scams is essential for your financial well-being, not to mention your state of mind. It is not an easy task [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/outsmart-mortgage-con-artist/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>7 Things First Time Homebuyers Should Know</title>
		<link>http://www.mortgageloans.org/2010/7-things-homebuyers-should-know/</link>
		<comments>http://www.mortgageloans.org/2010/7-things-homebuyers-should-know/#comments</comments>
		<pubDate>Mon, 18 Oct 2010 13:21:12 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=146</guid>
		<description><![CDATA[Buying a home for the first time stirs plenty of emotions. You’re elated to be purchasing your first home, but a little wary of the buying and mortgage process. As you’re shopping and searching for your house and your mortgage loan, keep these things in mind. You shouldn’t make an offer on a home until [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/7-things-homebuyers-should-know/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How A Mortgage Loan Recast Can Help Homeowners</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-recast-homeowners/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-recast-homeowners/#comments</comments>
		<pubDate>Sat, 16 Oct 2010 13:01:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=143</guid>
		<description><![CDATA[Despite the well advertised loan modification programs designed to help homeowners who are having trouble making their monthly mortgage loan payment, millions continue to come up short when that payment date arrives.  There are some homeowners who are so underwater, foreclosure is unavoidable.  Many others however would be able to get back on track financially [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-recast-homeowners/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Loan Companies Making Foreclosure Mistakes</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-companies-making-foreclosure-mistakes/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-companies-making-foreclosure-mistakes/#comments</comments>
		<pubDate>Thu, 14 Oct 2010 13:56:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan News]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=141</guid>
		<description><![CDATA[The nation&#8217;s largest mortgage loan companies are starting to delay foreclosures and determine whether or not they have rushed the foreclosure process for thousands of homeowners without following proper procedures.  Employees of Bank of America, GMAC Mortgage and JPMorgan Chase have admitted to signing documents in a large number of foreclosure cases without verifying information [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-companies-making-foreclosure-mistakes/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Signs You Aren’t Ready for a Mortgage</title>
		<link>http://www.mortgageloans.org/2010/5-signs-arent-ready-mortgage/</link>
		<comments>http://www.mortgageloans.org/2010/5-signs-arent-ready-mortgage/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 13:21:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=137</guid>
		<description><![CDATA[For years, home ownership has been considered the American dream. Before you take on this huge responsibility, you should assess whether you’re ready for that dream to come true. As much as you may want to purchase a home, the truth may be that you simply can’t handle the financial responsibility. It’s better to wait [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/5-signs-arent-ready-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Features of an Adjustable Rate Mortgage Loan</title>
		<link>http://www.mortgageloans.org/2010/features-adjustable-rate-mortgage-loan/</link>
		<comments>http://www.mortgageloans.org/2010/features-adjustable-rate-mortgage-loan/#comments</comments>
		<pubDate>Mon, 11 Oct 2010 16:26:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=148</guid>
		<description><![CDATA[Two major types of mortgage loans exist: the fixed-rate mortgage and adjustable rate mortgage. A fixed-rate mortgage is pretty straightforward – the interest rate stays the same for the life of the loan. Adjustable rate mortgages, or ARMS for short, are far more complex. These mortgages have interest rates that fluctuate over the life of [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/features-adjustable-rate-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why Some Borrowers Consider Strategic Default</title>
		<link>http://www.mortgageloans.org/2010/borrowers-strategic-default/</link>
		<comments>http://www.mortgageloans.org/2010/borrowers-strategic-default/#comments</comments>
		<pubDate>Sun, 10 Oct 2010 13:17:16 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan News]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=134</guid>
		<description><![CDATA[These days, it’s becoming a common situation for homeowners to have upside-down or underwater mortgages. This situation happens when the home value drops below the outstanding mortgage balance. More and more, home owners in this situation are simply walking away from their mortgages – and their homes – rather than holding onto something they can’t [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/borrowers-strategic-default/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How To Use a Second Mortgage Wisely</title>
		<link>http://www.mortgageloans.org/2010/mortgage-wisely/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-wisely/#comments</comments>
		<pubDate>Fri, 08 Oct 2010 13:41:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=131</guid>
		<description><![CDATA[During the mortgage crisis, second mortgages got a bad rap. During the heyday of the housing boom, borrowers were finding it relatively easy to get into the home of their dreams without a single dollar sown. They were using second mortgages on top of the first mortgage to get in the door and no one [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-wisely/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Are Mortgage Modifications A Sure Thing?</title>
		<link>http://www.mortgageloans.org/2010/mortgage-modifications/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-modifications/#comments</comments>
		<pubDate>Wed, 06 Oct 2010 13:39:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=128</guid>
		<description><![CDATA[When President Obama set out to establish an assistance resource for homeowners that could not afford their payment any longer, many people grabbed on to the glimmer of hope. But the Home Affordable Modification Program, in effect since 2009, did not produce exact results. In fact, many people were left worse off then where they [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-modifications/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six Mortgage Mistakes to Avoid</title>
		<link>http://www.mortgageloans.org/2010/mortgage-mistakes-avoid/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-mistakes-avoid/#comments</comments>
		<pubDate>Mon, 04 Oct 2010 14:08:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=126</guid>
		<description><![CDATA[When you’ve never applied for a mortgage loan before, the process can be quite confusing. A mortgage is the biggest loan most people will ever get, so it goes without saying that the mortgage process is pretty intense. That being said, as you take the steps to getting a new mortgage loan, make sure you [...]]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Pros and Cons of Mortgage Pre-Approval</title>
		<link>http://www.mortgageloans.org/2010/pros-cons-mortgage-preapproval/</link>
		<comments>http://www.mortgageloans.org/2010/pros-cons-mortgage-preapproval/#comments</comments>
		<pubDate>Sat, 02 Oct 2010 14:04:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=124</guid>
		<description><![CDATA[Imagine making an offer on the home of your dreams: three bedrooms, two car garage, great yard, quiet community. Then, imagine having to take back the offer because you don’t qualify for a mortgage large enough to buy the home. You can save yourself the heartache of missing out on your dream home by knowing [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/pros-cons-mortgage-preapproval/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>When Is a 15 Year Mortgage the Right Choice for You?</title>
		<link>http://www.mortgageloans.org/2010/15-year-mortgage-choice/</link>
		<comments>http://www.mortgageloans.org/2010/15-year-mortgage-choice/#comments</comments>
		<pubDate>Thu, 30 Sep 2010 14:17:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=122</guid>
		<description><![CDATA[Traditionally mortgages are offered with either a 15 year or a 30 year term. A good majority of home buyers opt for the 30 year mortgage because payments are lower and there is a lot more time to pay off your mortgage debt. Even financial experts recommend home buyers opt for a 30 year mortgage [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/15-year-mortgage-choice/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Mortgage Loan Payments Work</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-payments-work/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-payments-work/#comments</comments>
		<pubDate>Tue, 28 Sep 2010 14:15:03 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=120</guid>
		<description><![CDATA[For most every homeowner, a mortgage loan was necessary to avoid buyers having to pay the total home price in one lump sum, something most of us can not afford to do. When you take on a mortgage, you have the financial obligation to make on-time payments based on the price of the loan plus [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-payments-work/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Is Your Home’s Value Affecting Your Refinance?</title>
		<link>http://www.mortgageloans.org/2010/homes-affecting-refinance/</link>
		<comments>http://www.mortgageloans.org/2010/homes-affecting-refinance/#comments</comments>
		<pubDate>Sun, 26 Sep 2010 13:44:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=111</guid>
		<description><![CDATA[Homeowners tend to seek out a refinance of their mortgage loan when they have built up some equity in their home and wish to get better loan terms than their original mortgage. People also seek to refinance when they initially took out an adjustable rate loan and would prefer a fixed rate loan for better [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/homes-affecting-refinance/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can Your Lender Refuse Your Dream Home?</title>
		<link>http://www.mortgageloans.org/2010/lender-refuse-dream-home/</link>
		<comments>http://www.mortgageloans.org/2010/lender-refuse-dream-home/#comments</comments>
		<pubDate>Fri, 24 Sep 2010 13:41:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage brokers]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=109</guid>
		<description><![CDATA[Imagine this scenario: You find the house you adore. You do the legwork on mortgage loans and get pre-qualified for the right amount. The price is more than reasonable and the buyer is happy to accept the offer you put in. You are on Cloud Nine and diligently work to submit your required paperwork to [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/lender-refuse-dream-home/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Which Mortgage Loan Option is Best for You?</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-option/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-option/#comments</comments>
		<pubDate>Wed, 22 Sep 2010 14:00:38 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=107</guid>
		<description><![CDATA[When it comes to mortgages, you can choose how long you want to pay because mortgages come in different lengths. Of course, certain types of mortgages require you to have better credit than others. But, assuming your credit is good enough to have your choice of mortgages, let’s look at the different mortgage loan options [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-option/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Six Times Refinancing Your Mortgage Loan is a Bad Idea</title>
		<link>http://www.mortgageloans.org/2010/times-refinancing-mortgage-loan-bad-idea/</link>
		<comments>http://www.mortgageloans.org/2010/times-refinancing-mortgage-loan-bad-idea/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:33:15 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=115</guid>
		<description><![CDATA[A lot of homeowners go into a mortgage loan expecting to refinance it a few years down the road. This is especially true of homeowners who took on an adjustable rate mortgage. Others consider refinancing to take advantage of lower interest rates or to extend their mortgage repayment term. Refinancing isn’t always a good idea. [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/times-refinancing-mortgage-loan-bad-idea/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Spot a Foreclosure Rescue Scam</title>
		<link>http://www.mortgageloans.org/2010/spot-foreclosure-rescue-scam/</link>
		<comments>http://www.mortgageloans.org/2010/spot-foreclosure-rescue-scam/#comments</comments>
		<pubDate>Tue, 21 Sep 2010 14:29:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=113</guid>
		<description><![CDATA[As if facing foreclosure wasn’t bad enough, now you have to be on the lookout for foreclosure rescue scams. In these scams, companies claim they can help save your home by working out a deal with your mortgage loan. The scams often require upfront payments. In the end, you’re out of hundreds of dollars and [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/spot-foreclosure-rescue-scam/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Private Mortgage Insurance: What is it and When Do You Pay It?</title>
		<link>http://www.mortgageloans.org/2010/private-mortgage-insurance-pay/</link>
		<comments>http://www.mortgageloans.org/2010/private-mortgage-insurance-pay/#comments</comments>
		<pubDate>Mon, 20 Sep 2010 13:47:59 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=104</guid>
		<description><![CDATA[These days, it’s common to get a mortgage with a low down payment or even no down payment at all. It lets you purchase a home faster than if you had to save up a $10,000 to $25,000 down payment to make up 20%. But, there’s a downside to such small down payments – private [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/private-mortgage-insurance-pay/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>More Government Help for Homeowners With Underwater Mortgages</title>
		<link>http://www.mortgageloans.org/2010/government-homeowners-underwater-mortgages/</link>
		<comments>http://www.mortgageloans.org/2010/government-homeowners-underwater-mortgages/#comments</comments>
		<pubDate>Sat, 18 Sep 2010 14:20:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan News]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=99</guid>
		<description><![CDATA[With a large number of homeowners still dealing with underwater mortgages (owing more than their home is worth), the Obama Administration is looking for more opportunities to help.  While some struggling homeowners benefit from the Making Home Affordable Program, (HAMP)with loan modifications designed to keep them in the home without foreclosing, new initiatives are designed [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/government-homeowners-underwater-mortgages/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Loan Prepayment Penalty</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-prepayment-penalty/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-prepayment-penalty/#comments</comments>
		<pubDate>Thu, 16 Sep 2010 14:44:31 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=96</guid>
		<description><![CDATA[If you ever try to refinance your home, your process might come to a halt when you find out your current mortgage loan has a prepayment penalty. Lenders often put the prepayment penalty clause in a mortgage contract to keep buyers from selling their home or paying off their mortgages within a certain period of [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-prepayment-penalty/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Interest-Only Mortgage Loans</title>
		<link>http://www.mortgageloans.org/2010/interestonly-mortgage-loans/</link>
		<comments>http://www.mortgageloans.org/2010/interestonly-mortgage-loans/#comments</comments>
		<pubDate>Tue, 14 Sep 2010 14:41:35 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=93</guid>
		<description><![CDATA[One option for a mortgage loan with affordable monthly payments is an interest-only mortgage loan. While your monthly payments may be low with an interest-only mortgage loan, there are some drawbacks to this type of loan. These drawbacks often don’t show up until after you’ve had the mortgage for a few years. What Is an [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/interestonly-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can I Get a Mortgage Loan With Bad Credit?</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-bad-credit/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-bad-credit/#comments</comments>
		<pubDate>Sun, 12 Sep 2010 14:36:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=88</guid>
		<description><![CDATA[Mortgage loans at one time were relatively easy to get and lenders were pretty lax in their requirements for approving a mortgage loan. However, while the past policies did grant many buyers the America Dream of owning a home, it eventually backfired and caused a financial crisis in the mortgage industry. Now lenders are taking [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-bad-credit/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Homeowners report increased frustrations over loan modifications programs</title>
		<link>http://www.mortgageloans.org/2010/homeowners-report-increased-frustrations-loan-modifications-programs/</link>
		<comments>http://www.mortgageloans.org/2010/homeowners-report-increased-frustrations-loan-modifications-programs/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 15:24:08 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan News]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=101</guid>
		<description><![CDATA[When the Make Home Affordable initiative was announced by President Obama, many of the tens of thousands of homeowners struggling to maintain their house payments breathed a sigh of relief.  It seemed help was finally on the way for consumers who have been hit hard by the recession and tough economy.  Unfortunately for many of [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/homeowners-report-increased-frustrations-loan-modifications-programs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>5 Things You Want to Ask A Mortgage Lender</title>
		<link>http://www.mortgageloans.org/2010/5-mortgage-lender/</link>
		<comments>http://www.mortgageloans.org/2010/5-mortgage-lender/#comments</comments>
		<pubDate>Fri, 10 Sep 2010 14:37:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage brokers]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=90</guid>
		<description><![CDATA[When you are k a mortgage loan, you must first check out the variety of lenders who say they can help. A mortgage is serious business and it can also be a complex process that too few potential homebuyers truly understand. Without clear knowledge of what to expect and what the mortgage loan process involves, [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/5-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Options for Dealing With Mortgage Loan Trouble</title>
		<link>http://www.mortgageloans.org/2010/options-dealing-mortgage-loan-trouble/</link>
		<comments>http://www.mortgageloans.org/2010/options-dealing-mortgage-loan-trouble/#comments</comments>
		<pubDate>Wed, 08 Sep 2010 14:56:26 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=82</guid>
		<description><![CDATA[If you’re having trouble making your mortgage loan payments, being proactive is the best way to avoid foreclosure. Though you may be afraid to, talking with your lender can help you come up with options that may save your home. Mortgage loan reinstatement You may be able to reinstate your loan if you had temporary [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/options-dealing-mortgage-loan-trouble/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Should You Refinance Your Mortgage Loan?</title>
		<link>http://www.mortgageloans.org/2010/refinance-mortgage-loan/</link>
		<comments>http://www.mortgageloans.org/2010/refinance-mortgage-loan/#comments</comments>
		<pubDate>Mon, 06 Sep 2010 14:54:19 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=79</guid>
		<description><![CDATA[If you took on an adjustable-rate mortgage (ARM) a few years ago, you might have done so with the expectation that you would refinance once the interest rate started increasing. Now, you’re probably wondering whether refinancing is the best option. Refinance Qualifications Refinancing your mortgage loan generally only makes sense when you can get a [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/refinance-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Making a Choice: Adjustable or Fixed-Rate Mortgage</title>
		<link>http://www.mortgageloans.org/2010/making-choice-adjustable-fixedrate-mortgage/</link>
		<comments>http://www.mortgageloans.org/2010/making-choice-adjustable-fixedrate-mortgage/#comments</comments>
		<pubDate>Sat, 04 Sep 2010 14:22:23 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=76</guid>
		<description><![CDATA[When it comes to mortgage types, there are traditionally two categories: fixed rate and adjustable rate. Both types of mortgage loans can be advantageous to you financially but it really depends on your financial situation to determine which will work best for you. What the Difference? Adjustable-Rate Mortgages Adjustable-rate mortgages are those that contain an [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/making-choice-adjustable-fixedrate-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Why a Hefty Down Payment is Essential To Securing a Good Mortgage</title>
		<link>http://www.mortgageloans.org/2010/hefty-payment-essential-securing-good-mortgage/</link>
		<comments>http://www.mortgageloans.org/2010/hefty-payment-essential-securing-good-mortgage/#comments</comments>
		<pubDate>Thu, 02 Sep 2010 14:12:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=74</guid>
		<description><![CDATA[In recent times much has changed about the financial industry, among lenders, and with mortgages. These changes have been made to combat the high rate of mortgage defaults that wrecked the housing and mortgage industries not so long ago. So many homebuyers were given mortgage loans on homes they could not reasonably afford, leading to [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/hefty-payment-essential-securing-good-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Mortgage Loan Closing Costs</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-closing-costs/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-closing-costs/#comments</comments>
		<pubDate>Tue, 31 Aug 2010 13:47:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=52</guid>
		<description><![CDATA[Mortgage loan closing is a time many homeowners look forward to. It’s the time when all the final documents are signed and the seller finally hands over the keys to your new home. Closing is one of the last steps in the home buying process. Closing can also be a scary time. There are several [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-closing-costs/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Deduct Interest Paid on Your Mortgage Loan</title>
		<link>http://www.mortgageloans.org/2010/deduct-interest-paid-mortgage-loan/</link>
		<comments>http://www.mortgageloans.org/2010/deduct-interest-paid-mortgage-loan/#comments</comments>
		<pubDate>Sun, 29 Aug 2010 13:45:44 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=49</guid>
		<description><![CDATA[One of the biggest benefits of owning a home and having a mortgage loan is having an extra tax deduction. The tax rules in the United States allow homeowners to deduct all mortgage interest paid on federal taxes. This means you can reduce the amount of taxes you have to pay to the government. Requirements [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/deduct-interest-paid-mortgage-loan/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>6 Steps to Qualifying for Mortgage Loans</title>
		<link>http://www.mortgageloans.org/2010/6-steps-qualifying-mortgage-loans/</link>
		<comments>http://www.mortgageloans.org/2010/6-steps-qualifying-mortgage-loans/#comments</comments>
		<pubDate>Fri, 27 Aug 2010 14:00:55 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=43</guid>
		<description><![CDATA[Lenders carry strict requirements when it comes to mortgage loans. The mortgage application process is more intense than most other types of loans, like car loans and personal loans. It helps to know what you need to do to qualify for the loan ahead of time. That way, when you visit the lender to apply [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/6-steps-qualifying-mortgage-loans/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Ins and Outs of a Mortgage Broker: Do You Need One?</title>
		<link>http://www.mortgageloans.org/2010/ins-outs-mortgage-broker/</link>
		<comments>http://www.mortgageloans.org/2010/ins-outs-mortgage-broker/#comments</comments>
		<pubDate>Wed, 25 Aug 2010 13:25:10 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage brokers]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=36</guid>
		<description><![CDATA[With many big decisions in life, it makes sense to have a source to go to when you need help in understanding a deal. There is no greater time to need help than during the process of finding a mortgage loan. Because loans nowadays come in all shapes and sizes, it is wise to be [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/ins-outs-mortgage-broker/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How to Find the Right Mortgage Lender</title>
		<link>http://www.mortgageloans.org/2010/find-mortgage-lender/</link>
		<comments>http://www.mortgageloans.org/2010/find-mortgage-lender/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 14:22:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage brokers]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=34</guid>
		<description><![CDATA[After the recent crisis in the mortgage industry, consumers are rightly concerned about the lender they choose to handle their own mortgage loans. Fear of schemes, scams, and con men have driven consumers to be more astute at selecting a lender. This is good news for everyone involved and with more consumers checking out lenders [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/find-mortgage-lender/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>How Much Mortgage Loan Can You Afford?</title>
		<link>http://www.mortgageloans.org/2010/mortgage-loan-afford/</link>
		<comments>http://www.mortgageloans.org/2010/mortgage-loan-afford/#comments</comments>
		<pubDate>Fri, 20 Aug 2010 14:00:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=39</guid>
		<description><![CDATA[Before you go home shopping, you should figure out how much mortgage loan you can afford. Your mortgage – and any down payment you’ve saved up – will directly impact how much home you can buy. The amount of loan you can afford depends on your current income and expenses. Generally, the higher your income [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/mortgage-loan-afford/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Good Faith Estimates Now Easier to Understand</title>
		<link>http://www.mortgageloans.org/2010/good-faith-estimates-easier-understand/</link>
		<comments>http://www.mortgageloans.org/2010/good-faith-estimates-easier-understand/#comments</comments>
		<pubDate>Wed, 18 Aug 2010 14:21:46 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Loan News]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=32</guid>
		<description><![CDATA[As of early 2010, lenders have been making their mortgage loan information more straight-forward and consumer friendly. It used to be that long, complicated forms where confusing consumers and causing bad decisions to be made. With the many changes in the mortgage industry, consumers will now benefit from the revisions and less complex documents necessary [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/good-faith-estimates-easier-understand/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Find a Discount Mortgage Loan Through Your Job?</title>
		<link>http://www.mortgageloans.org/2010/find-discount-mortgage-loan-job/</link>
		<comments>http://www.mortgageloans.org/2010/find-discount-mortgage-loan-job/#comments</comments>
		<pubDate>Mon, 16 Aug 2010 14:20:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Mortgage Tips and Tricks]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=30</guid>
		<description><![CDATA[For some potential homebuyers who work in specific job positions, there are options for finding low-interest or special assistance when it comes to obtaining a mortgage loan. Not all mortgage loans are generated by traditional bankers because not all borrowers fit the same financial profile. If you work in a profession that offers special assistance [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/find-discount-mortgage-loan-job/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Checklist for Preparing to Get a Mortgage</title>
		<link>http://www.mortgageloans.org/2010/checklist-preparing-mortgage/</link>
		<comments>http://www.mortgageloans.org/2010/checklist-preparing-mortgage/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 21:19:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=28</guid>
		<description><![CDATA[A mortgage application is not meant to be taken lightly, especially in light of the recent chaos that slammed the mortgage industry. Lenders are stricter than ever in their guidelines to qualifying a buyer and for those wishing to be approved for a mortgage loan, preparation is vital. Purchasing a home is likely the biggest [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/checklist-preparing-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Can You Afford A Mortgage?</title>
		<link>http://www.mortgageloans.org/2010/afford-mortgage/</link>
		<comments>http://www.mortgageloans.org/2010/afford-mortgage/#comments</comments>
		<pubDate>Tue, 10 Aug 2010 14:00:49 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[First Time Mortgage]]></category>

		<guid isPermaLink="false">http://www.mortgageloans.org/?p=26</guid>
		<description><![CDATA[A mortgage is a big commitment and defaulting on a home loan can cause a lifetime full of financial problems if you go into it without being truly prepared. Being financially ready to take on the responsibility of a mortgage is something perspective homeowners should consider before shopping for a lender. Here are some questions [...]]]></description>
		<wfw:commentRss>http://www.mortgageloans.org/2010/afford-mortgage/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
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